🍁 Canada's #1 AI Credit Repair App

Knock Out Bad Credit.

AI-powered dispute letters built specifically for Equifax Canada and TransUnion Canada. PIPEDA-compliant. Canadian law. Real results.

🥊 Start Knocking Out See how it works →
+87
Avg Score Increase
94%
Dispute Success Rate
30d
Bureau Must Respond
Your Credit Score
724
↑ +87 points in 90 days
Active Disputes
Late Payment — Collabria
Removed ✓
Collection — Fairstone
Fighting
Incorrect Balance — Home Trust
Queued
The Process

How CreditKO Fights For You

Four rounds. That's all it takes to start knocking out the negative items hurting your score.

01
📋
Upload Your Report
Pull your free Equifax Canada or TransUnion Canada report and upload it. Our AI scans every line.
02
🤖
AI Finds the Errors
CreditKO's AI identifies every disputable item and ranks them by score impact. Know exactly what to fight first.
03
📨
Letters Generated
Personalized, PIPEDA-compliant dispute letters ready to send via Canada Post. No templates. No fluff.
04
📈
Watch Score Climb
Track every dispute across both bureaus in real time. Bureaus must respond within 30 days under Canadian law.
What We Dispute

Every Negative Item On The List

CreditKO fights every type of error that's dragging your Canadian credit score down.

🚫
Late Payments
30, 60, 90+ day late notations that were reported in error or past the 6-year reporting limit.
💳
Collections
Old debts, medical collections, and accounts that may be inaccurately reported or statute-barred.
📊
Incorrect Balances
Wrong credit limits or balances inflating your utilization ratio and crushing your score.
👤
Identity Errors
Wrong names, addresses, SIN mix-ups, or accounts that simply aren't yours — including fraud.
🔍
Hard Inquiries
Unauthorized hard pulls you never approved that are silently shaving points off your score.
🏦
Charge-Offs & Write-Offs
Accounts marked as charged-off that may contain errors in dates, amounts, or ownership.
The Comparison

CreditKO vs The Old Way

Traditional Canadian credit repair companies charge thousands. CreditKO gives you more for a fraction of the cost.

Traditional Repair
$2,400/yr
✗ Generic letter templates
✗ Long contracts, cancellation fees
✗ No real-time tracking
✗ Limited transparency
✗ Weeks to get started
✗ No money-back guarantee
✗ US-built, not Canadian law
VS
CreditKO
$480/yr
✓ AI-personalized dispute letters
✓ Cancel anytime, no contracts
✓ Live dispute tracking dashboard
✓ Full transparency & control
✓ Start in under 5 minutes
✓ 30-day money-back guarantee
✓ Built for Canadian law & PIPEDA
Real Results

Canadians Are Winning

From coast to coast, Canadians are knocking out bad credit and taking control of their financial future.

"
Had a Collabria late payment from 2022 hurting my mortgage application. CreditKO got it removed in 28 days. My score jumped 61 points and we got our house.
MR
Mike R.
Ottawa, ON
★★★★★
"
Three Fairstone collection accounts that weren't even mine. CreditKO wrote the letters, I sent them registered mail, all three removed within 45 days. Unreal.
SL
Sandra L.
Calgary, AB
★★★★★
"
Worth every penny. I was paying a credit repair company $300/month. CreditKO did more in 60 days than they did in a year. Plus it's built for Canada, not the US.
DT
David T.
Vancouver, BC
★★★★★
Simple Pricing

One Plan. Full Power.

Everything you need to knock out bad credit. No hidden fees. No contracts. Cancel anytime.

🍁 Built for Canada
$39.99
per month CAD · cancel anytime
🥊 Start Knocking Out Bad Credit
🛡️ 30-day money-back guarantee — results or your money back
Ready to fight back?

Your Score Deserves to Win.

Join thousands of Canadians who stopped letting bad credit control their future.

🥊 Get Started Today
🍁 Proudly Canadian · Built for Canadian Law · PIPEDA Compliant